SERVICES WE OFFER

HEALTH INSURANCE: On & Off Exchange

LIFE INSURANCE:   Term Life and Final Expense

TRAVEL INSURANCE 

HOW TO BUY LIFE INSURANCE

The main forms of life insurance is Term Life and Whole Life. 

Term Life policies   are issued for a fixed term ranging from 10 to 30 years. 

These policies are less expensive that whole life. A agent selling term life 

policies should explain to the client that insurance becomes more expensive 

as you grow older, so the goal is not to replace a term life policy after the initial 

term, but to save money through other means to avoid having to take out another term policy when they have advanced in age.